Are you looking for rheumatoid arthritis life insurance? If you suffer from rheumatoid arthritis, iLL can help you find cover that is tailor made to your circumstances with a reputable insurer. Our unique comparison service puts your details before a network of approved impaired insurance specialists, so you can find the right insurance policy at the best price.
Rheumatoid arthritis is a long-term arthritic condition that causes swelling and pain in the joints, (most notably in the wrists, feet and hands). Sufferers usually experience flare-ups of rheumatoid arthritis, in which their symptoms become worse. Treatment for rheumatoid arthritis helps to decrease inflammation and pain in the joints, helping in turn to decrease the chances of long-term damage. Other symptoms of rheumatoid arthritis include weight loss and fatigue.
Rheumatoid arthritis is also an auto-immune condition in which the body attacks healthy cells in the joints, mistaking them for bad cells that need to be removed. This makes the joints swollen, painful and very stiff to move. If left untreated, people with rheumatoid arthritis struggle with problems in the bone and cartilage. Women, those with a family history of rheumatoid arthritis and smokers are at an increased risk of developing the condition.
There is currently no cure for rheumatoid arthritis, but treatments such as physiotherapy and occupational therapy can help to ease symptoms. Over time, sufferers may find that their condition impedes on their ability to carry out daily tasks.
Find the right type of rheumatoid arthritis life insurance cover for your needs can sometimes be a confusing process, especially as there are so many options available on the market. Rheumatoid arthritis is considered to be a long-term auto-immune condition that can deteriorate, therefore some insurers can be cautious about accepting applications. All insurers have to underwrite applications they receive from customers looking for rheumatoid arthritis life insurance, and need to manage their level of risk. With iLL's quick comparison tool, you can find the right insurer for your personal circumstances and tailor-make cover to your needs. Policies are available for those suffering with rheumatoid arthritis, as it is a common condition. You may require specialist cover if your condition is especially severe.
As you have a long-term auto-immune condition, you might have to pay higher premiums than a person with no health conditions at all. Your premiums will generally depend on whether your rheumatoid arthritis is successfully managed, and whether it impacts on your ability to work and carry out daily activities. You will need to notify an insurer of the severity of your rheumatoid arthritis, any medications and treatment you are undertaking, as well as when you were first diagnosed. This will determine the level of risk you pose to an insurer.
Prices from insurers will vary depending on who you speak to, which is why iLL is the perfect place to find the best impaired rheumatoid arthritis life insurance specialist.
You may find that a loading fee is applied to your policy. This is an increase on the price you pay as a premium, depending on your level of risk to an insurer. If your rheumatoid arthritis is severe and has become worse over time, you require strong medications and cannot carry out simple everyday tasks or work, there is a greater likelihood of you making a claim to an insurance company in future. A loading fee may therefore be applied to cover this risk.
At iLL, our specialist impaired life insurance partners and comparison service can help you find the right FCA-regulated life insurer that suits your needs, helping you to compare prices and policies. Get started and receive your quotes below.
Get your Rheumatoid arthritis life insurance quote
iLL works with many of the UK's leading rheumatoid arthritis life insurance providers. With our panel of FCA registered impaired life insurance specialists, you can receive quotes from more than one rheumatoid arthritis life insurance broker. Just submit your details through one of our quick and easy online forms to receive quotes and be specially matched against the UK's leading FCA-regulated insurance providers. This should help you to find:
Get your Rheumatoid arthritis life insurance quote
An insurer will assess your eligibility for critical illness cover based on your current health and circumstances. You will need to provide an insurer with details of where you suffer with rheumatoid arthritis (in the joints), the types of treatment or medications that you are taking to control your condition, when you were first diagnosed, and whether your symptoms are getting worse and affecting your ability to complete daily tasks. If your condition is mild and you only have an occasional flare-up, it is likely that you will be accepted for critical illness cover with minimal premium loadings. If your condition is more severe, you may have higher premiums or have exclusions placed on your policy.
iLL's policy comparison service can help you find the right cover. Every application is assessed differently, so fill in our simple form to get matched with a quote from the right approved and vetted insurer today.
Find the right life insurance policy that suits your health and financial needs with iLL's easy-to-use comparison tool. If you have an impairment like rheumatoid arthritis, trying to find the right insurer can feel overwhelming. Fill in our easy 30-second form with your details to be referred to our specialist impaired life insurance partners for rheumatoid arthritis life insurance. iLL takes the time and hassle out of finding the right life insurance policy.